TREASURY & WORKING CAPITAL MANAGEMENT

The importance of Treasury & Working Capital Management to increase shareholder value, profitability, cash flow, and to reduce risk has never been more critical to an organization’s overall health. Mapping a holistic strategy, making sense of the available solutions and realizing long-term, sustainable change is Nitor’s core mission in advising clients on how to approach Treasury & Working Capital Management.

Our main focus is on Treasury Management Optimization, overall improvement of the Cash Conversion Cycle and Payment Channel Optimization.

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Treasury Management Optimization

Treasury & Working Capital Framework

 

Optimizing Treasury Management requires a holistic view of the critical components:

 

Liquidity Management

  • Cash position and forecasting
  • Connectivity and data aggregation
  • Debt and investments
  • Foreign Exchange
  • In-house banking, netting, pooling

 

Payments

  • In-house payments
  • Treasury payments
  • Supplier payments

 

Control & Compliance

  • Investment policy
  • Debt covenants
  • SOX
  • Security, signers and approvals

 Risk Management

  • Liquidity risk
  • Currency risk
  • Interest rate risk
  • Operational risk
  • Payment fraud

 

Working Capital

  • Source-to-Pay integration
  • Terms, Discounts, Card
  • Dynamic discounting
  • Supply chain finance
  • Order-to-Cash

Overall Improvement of the Cash Conversion Cycle

Working Capital Framework

 

We focus on the core elements across the Cash Conversion Cycle and an integrated strategy with Treasury & Procurement:

 

Order-to-Cash (DSO)

  • Streamline collection points
  • Collect funds faster – pay debt or reinvest
  • Automate the order-to-cash process
  • Decrease bad debt

 

Forecast-to-Fulfill (DIO)

  • Better forecasting – production and cash
  • Better visibility into cash position
  • Enhance inventory control
  • Shorter lead time

Source-to-Pay (DPO)

  • Align to Procurement’s source-to-pay strategy
  • Extend payment terms or take discount
  • Automate invoice-to-pay process
  • Enable card where possible

 

Treasury Management

  • Access to cash or higher APR
  • Better cash forecasting
  • Faster cash positioning
  • Decrease debt and cost of funds

 

 

 

 

 

 

 

WC Web Graphics_Revised

Payment Channel Optimization

Realizing Value of Payables Process

 

Automating Source-to-Pay now presents Finance & Treasury with new strategic options for Terms, Discounts and Card.

As the leader in Source-to-Pay, Treasury & Working Capital Management Transformations, Nitor has a unique value proposition of leveraging process optimization expertise across the entire workflow, including Source-to-Pay, Supplier Payments, Supply Chain Finance, and Cash Position and Forecasting to deliver a true end-to-end Treasury & Working Capital Management strategy. Nitor’s laser focus on these solutions over the past 15 years has developed proven and effective techniques to managing a firm’s working capital while optimizing for cash position and ensuring risk is managed appropriately.

 

 

Advisory & Assessment

Nitor’s advisory services create a complete assessment of current state Treasury & Working Capital Management processes, encompassing People-Process-Technology. We create benchmarks, gap analyses, recommendations, a business case and an implementation plan. Nitor leverages over 15 years of process optimization in various firms ranging from global Fortune 100 organizations to mid-market niche companies.

 

Transformation Program

Working together, we execute the assessment recommendations including the process redesign, program management, organizational alignment, Change Management & governance. In our experience, the biggest factor in realizing value from a Treasury & Working Capital Management Program is effectively managing change within the organization and with vendors or suppliers.

 

Technology Selection & Implementation

Nitor is a Premier Partner with the leading Treasury & Working Capital Management software providers. We leverage this knowledge to review business requirements, source / evaluate / select a best fit Bank, Workstation, Payables, Card or Fintech technology solution and manage the implementation and training.